The following lists are suggested lenders from the Office of Financial Aid at Tri-State University. We provide the lists to assist you in choosing the lender that best fits your needs. We encourage you to use one of the lenders listed; however, if you are interested in any lender not on the list please let the Office of Financial Aid know so we may accommodate you.
Federal Stafford Loans
Wells Fargo
Lender Code:
807176
Interested?
Apply Here! |
- During repayment, a 0.50% interest rate reduction available upon verification of graduation and a 0.25% interest rate reduction if auto-debit is used.
- Online application process.
- Customer service for the life of the loan.
- Flexible repayment options.
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SallieMae Education Trust
Lender Code: 802218
Interested?
Apply Here! |
- Online application process.
- 4% loan credit based on the scheduled monthly payment amount of each of the first 12 payments made as initially scheduled.
- Life of loan servicing by Sallie Mae.
- Flexible repayment options.
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EdAmerica
Lender Code:
831453
Interested?
Apply Here! |
- Fast, online application process.
- One point of contact and service for the life of the loan.
- 0.25% interest rate reduction if auto-debit is used during repayment.
- Combined billing with private loans and flexible repayment options available.
- 20 years of expertise concentrating solely on student loans.
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Federal PLUS Loans
Sallie Mae Education Trust
Lender Code: 802218
Interested?
Apply Here! |
- 0.70% interest rate reduction if auto-debit is used during repayment.
- No pre-payment penalties.
- 3% origination fee, as required by federal regulations.
- Borrower can manage their account online 24/7.
- Borrower can postpone payment for up to 60 months while dependent student is enrolled, at least half-time.
- Flexible repayment options.
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EdAmerica
Lender Code:
831453
Interested?
Apply Here! |
- 3% origination fee, as required by federal regulations.
- One point of contact and service for the life of the loan.
- Fast and easy online application process with instant credit decision.
- 0.25% interest rate reduction if auto-debit is used during repayment.
- Payment can be postponed up to 4 years while dependant student is enrolled, at least half-time.
- 20 years of expertise concentrating solely on student loans.
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Charter One
Lender Code: 808140
Interested?
Apply Here! |
- 3% origination fee.
- 0.70% interest rate reduction if auto-debit is used during repayment.
- 1% default fee.
- Borrower can postpone payment for up to 48 months while dependant student is enrolled, at least half-time.
- Flexible repayment options.
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Alternative Education Loans
Wells Fargo
Interested?
Apply Here! |
- No origination, disbursement, or repayment fees.
- Interest rates starting at Prime + 0%.
- 0.50% interest rate reduction upon verification of graduation.
- 0.50% immediate interest rate reduction at repayment for making automatic payments from a Wells Fargo account or 0.25% from a non-Wells Fargo account.
- 0.50% interest rate reduction after making the first 48 consecutive on-time monthly payments.
- Payment deferred while borrower is enrolled at least half-time.
- Cosigner release after 24 consecutive on-time payments.
- Customer Service: One point of contact from initial application through final payment.
- Loans available to full-time, half-time, and less than half-time degree seeking students. Satisfactory academic progress not required.
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SallieMae Signature
Interested?
Apply Here! |
- Interest rate is variable, based on the Prime Rate.
- 0% origination fee.
- High approval rates and easy, secure online applications, with immediate credit decisions. Option to sign online with electronic signature.
- Borrower can apply with cosigner to secure a lower interest rate.
- Payment deferred while borrower enrolled at least half-time.
- Possible for cosigner release after 24 consecutive on-time payments.
- 6 month grace period and 15 year repayment term.
- Borrower can manage their account online 24/7.
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CitiBank
Citi Assist
Interested?
Apply Here! |
- Fees as low as zero for good credit.
- Interest rates range from Prime - 0.50% to Prime + 4.75%.
- Flexible credit guidelines that can help the borrower get approved at the best rate possible.
- Payment deferred while borrower enrolled at least half-time.
- 0.25% interest rate reduction if auto-debit is used during repayment.
- 0.50% interest rate reduction with 48 consecutive on-time payments.
- Quick, online application process that allows borrower to sign electronically and receive a quick credit decision.
- 6 month grace period and a 20 year repayment term.
- Cosigner release after 24 consecutive on-time payments.
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Loans for International Students
If you have specific questions about loans, please contact the Office of Financial Aid at 800.347.4878 (option 2) or finaid@tristate.edu.