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Admission > Financial Aid > Loans
Loans—2008/2009

The following lists are suggested lenders from the Office of Financial Aid at Tri-State University. We provide the lists to assist you in choosing the lender that best fits your needs.  We encourage you to use one of the lenders listed; however, if you are interested in any lender not on the list please let the Office of Financial Aid know so we may accommodate you.

Federal Stafford Loans

Wells Fargo

Lender Code:

807176

Interested?

Apply Here!

  • During repayment, a 0.50% interest rate reduction available upon verification of graduation and a 0.25% interest rate reduction if auto-debit is used.
  • Online application process.
  • Customer service for the life of the loan.
  • Flexible repayment options.

SallieMae Education Trust

Lender Code: 802218

Interested?

Apply Here!

  • Online application process.
  • 4% loan credit based on the scheduled monthly payment amount of each of the first 12 payments made as initially scheduled.
  • Life of loan servicing by Sallie Mae.
  • Flexible repayment options.

EdAmerica

Lender Code:

831453

Interested?

Apply Here!

  • Fast, online application process.
  • One point of contact and service for the life of the loan.
  • 0.25% interest rate reduction if auto-debit is used during repayment.
  • Combined billing with private loans and flexible repayment options available.
  • 20 years of expertise concentrating solely on student loans.

Federal PLUS Loans

 

Sallie Mae Education Trust

Lender Code: 802218

Interested?

Apply Here!

  • 0.70% interest rate reduction if auto-debit is used during repayment.
  • No pre-payment penalties.
  • 3% origination fee, as required by federal regulations.
  • Borrower can manage their account online 24/7.
  • Borrower can postpone payment for up to 60 months while dependent student is enrolled, at least half-time.
  • Flexible repayment options.

 

EdAmerica

Lender Code:

831453

Interested?

Apply Here!

  • 3% origination fee, as required by federal regulations.
  • One point of contact and service for the life of the loan.
  • Fast and easy online application process with instant credit decision.
  • 0.25% interest rate reduction if auto-debit is used during repayment.
  • Payment can be postponed up to 4 years while dependant student is enrolled, at least half-time.
  • 20 years of expertise concentrating solely on student loans.

 

Charter One

Lender Code: 808140

Interested?

Apply Here!

  • 3% origination fee.
  • 0.70% interest rate reduction if auto-debit is used during repayment.
  • 1% default fee.
  • Borrower can postpone payment for up to 48 months while dependant student is enrolled, at least half-time.
  • Flexible repayment options.

Alternative Education Loans

Wells Fargo

Interested?

Apply Here!

  • No origination, disbursement, or repayment fees.
  • Interest rates starting at Prime + 0%.
  • 0.50% interest rate reduction upon verification of graduation.
  • 0.50% immediate interest rate reduction at repayment for making automatic payments from a Wells Fargo account or 0.25% from a non-Wells Fargo account.
  • 0.50% interest rate reduction after making the first 48 consecutive on-time monthly payments.
  • Payment deferred while borrower is enrolled at least half-time.
  • Cosigner release after 24 consecutive on-time payments.
  • Customer Service: One point of contact from initial application through final payment.
  • Loans available to full-time, half-time, and less than half-time degree seeking students.  Satisfactory academic progress not required.

SallieMae Signature

Interested?

Apply Here!

  • Interest rate is variable, based on the Prime Rate.
  • 0% origination fee.
  • High approval rates and easy, secure online applications, with immediate credit decisions. Option to sign online with electronic signature.
  • Borrower can apply with cosigner to secure a lower interest rate.
  • Payment deferred while borrower enrolled at least half-time.
  • Possible for cosigner release after 24 consecutive on-time payments.
  • 6 month grace period and 15 year repayment term.
  • Borrower can manage their account online 24/7.

CitiBank

Citi Assist

Interested?

Apply Here!

  • Fees as low as zero for good credit.
  • Interest rates range from Prime - 0.50% to Prime + 4.75%.
  • Flexible credit guidelines that can help the borrower get approved at the best rate possible.
  • Payment deferred while borrower enrolled at least half-time.
  • 0.25% interest rate reduction if auto-debit is used during repayment.
  • 0.50% interest rate reduction with 48 consecutive on-time payments.
  • Quick, online application process that allows borrower to sign electronically and receive a quick credit decision.
  • 6 month grace period and a 20 year repayment term.
  • Cosigner release after 24 consecutive on-time payments.

Loans for International Students

International Student Loan.com

If you have specific questions about loans, please contact the Office of Financial Aid at 800.347.4878 (option 2) or finaid@tristate.edu.

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